Navigate your future with ANIG WM

At ANIG Wealth Management your financial wellbeing is at the core of our service offering. Australia National Investment Group will support, adapt and execute strategy with our advisers in meeting their obligation to their clients, their business and the industry.

Families Investing

Medical Professionals

Business Owners

Retirement Planners

SMSF Investors

Personal Injury

First-time Investors

The journey to creating sustainable family-wealth is accompanied by a high degree of complexity. Every family has different objectives, needs, and resources – they require different wealth solutions. Our specialist family and first-time investor advisers can help structure your overall financial and lifestyle affairs with tailored solutions providing you the confidence and peace of mind you seek from an advice and wealth management firm. 

 

 

Planning

Our planning process begins with discussions to uncover the key areas of importance to you. The next step is providing you with customised strategic family wealth solutions. These solutions can be your gateway to a higher level of organisation and centralisation of your family’s financial affairs. We take the initiative to thoroughly review your situation and provide you with a tailored financial guide addressing all your family wealth priorities. Working together, we will help you stay on track with the customised investment philosophy designed for you and transition you at every stage of your financial journey. 

 

Wealth Advice

All families have different resources and needs, and they deserve to know what is achievable with their available resources. Your family wealth journey is critical to your peace of mind, and we encourage you not to screen yourself out from getting the help your family needs. 

Your wealth advisor will focus on streamlining your available resources and integrating them into your long term family wealth plan. Its implementation and ongoing management are run in a way that can improve your investment decisions, investment risk management, tax efficiency, and future inter-generational transfer of wealth to your beneficiaries.

 

Investment Management

We are unique in our approach to investment management. We provide our investors with extensive market opportunities, and we make it possible for them to invest in all the major asset classes of their choice. These include property-based investments, fixed interest securities and domestic and international equities through a range of diversified investment vehicles. Based on your level of comfort, we can be investing directly into these assets or through an SMA or MIS structure or a managed fund. 

 

Owning our financial services license has lifted the restrictions most advice and wealth management firms face. You are well-placed to pick and choose from our spread of offerings, affording you the peace of mind and comfort in knowing and understanding what you’re doing, why you’re doing it, and the direction we’re taking you.  

 

Tax Management

As your advisers, we want to emphasise we’re not against paying taxes. What we are against is seeing investors either doing nothing or using the wrong structures and paying more in taxation than necessary.

 

Tax savings can form a significant part of your wealth accumulation process. We are committed to using the right strategies and structures in helping clients and investors cut out the inefficiencies across all aspects of their finances. 

 

Insurance

Insurance planning is an integral part of a family’s wealth creation and management process. Investing is an art that requires taking on risks deemed reasonable by the investor for a potential upside return. Risk can be loans, interest rates, currency risk, age, inflation, employment situation, market risk, timing risk, and others.  

 

If you’re taking on some level of investment risk, it’s only right to ensure you’re protected. 

How our risk specialists can protect you and your family is by ensuring you have in place the right levels of personal protection in insurance covers. We can guide you through the four main types of personal insurances and how they may apply to your set of circumstances. Our objective is to help protect you and your family in any event that can significantly impact the health and wellbeing of the key-person(s) linked to the investment program. 

 

Wealth Succession

A wealth succession plan means different things to different families. Our objective is to ensure what you’ve worked hard to create is tax and cost-effectively transferred to your next generation. You must know this part of your advice process should be planted from the start of your investing journey as anything after may be too late. 

 

Our succession planning team can lead the way with you, and we can incorporate a succession plan in your strategic advice solution where necessary.  

 

Estate Planning

A comprehensive estate plan is necessary when we think of the long term financial wellbeing of a family. We will work with you and our nominated estate planning specialist to come up with the right estate planning solutions tailored to your family. 

 

Our estate planning services include helping structure your Wills, setting up Enduring Power(s) of Attorney, Guardianship Arrangements, and Trust Structures such as testamentary trust. Restructuring superannuation investment and business succession planning also form part of our estate planning service. 

 

An Estate Planning process usually begins at the latter stage of your advice process and must be reviewed after its implementation when there is a change in personal circumstances. 

To our medical professionals, the infinite possibilities of what we can create with your resources are based on your financial and lifestyle objectives, your investment goals, and the attention you place on your financial and emotional wealth. Growing through each stage of a career as a medical professional comes with its challenges and time management issues. These require unique experience to manage. The idea often promoted by the industry that you may be behind or running out of time is fear-based which our objective is to help shift that narrative with a plan, a strategy, and appropriate investment recommendations. Our position in the industry places you in a unique spot with unlimited access to opportunities that are otherwise not accessible through different groups. Evidence of your progress over time will help you recognise your transformation and why we are the true-specialists for medical professionals.

 

 

Planning

The first step to creating a change is to uncover what you truly want besides your accelerating career and earning capacity. We offer strategic-tailored solutions, and our planning process ties into uncovering the key areas of significant importance. 

 

We take the initiative to thoroughly review your situation and provide you with tailored financial advice addressing your reasons for seeking advice as well as wealth priorities. Working together, we will help you stay on track with customised solutions designed for you and transition you at every stage of your financial journey.

 

 

Wealth Advice

Your wealth adviser will focus on streamlining your available resources and integrating them into your long term wealth plan. We want to be sharpening your investment decisions with your implementation and ongoing investment management work. We will be improving your investment risk management with the right strategies. You will see your tax situation being well-managed to reduce your cash outflows now and on the future sale or transfer of wealth to your beneficiaries. 

 

So, whether you’re looking at winding down sooner but need to navigate the challenge with retirement planning or buying or selling a room or a practice in an SMSF, we can be of great assistance. 

 

If you’re looking to partner with an adviser for oversight and advice on your investment project, we can discuss where there’s a fit and how our expertise can help.

 

If you’re looking at improving your tax efficiency and Div. 293 position or restructuring your finances to support a growing practice, we provide tailored advice and investment solutions to manage your personal and business wealth.

 

 

Investment Management

We are unique in our approach to investment management as we provide our investors with extensive opportunities to be investing in all the major asset classes of their choice. These include fixed interest, equities, and property-based investments. Based on your level of comfort, we can be investing directly into these assets or through an SMA or MIS structure or a managed fund. 

 

Owning our financial services license has lifted all the restrictions most advice and wealth management firms face. You are well-placed to pick and choose from our spread of offerings , affording you the peace of mind and comfort in knowing and understanding what you’re doing , why you’re doing it and the direction we’re taking you.  

 

 

Tax Management

As your advisers, we want to emphasise we’re not against paying taxes. What we are against is seeing investors either doing nothing or using the wrong structures and paying more in taxation than necessary.

 

Tax savings can form a significant part of your wealth accumulation process. We are committed to using the right strategies and structures in helping clients and investors cut out the inefficiencies across all aspects of their finances.

 

 

Insurance

Insurance planning is an integral part of a family’s wealth creation and management process. Most medical professionals carry additional ocupational risk that insurances can help protect. Our risk advisers can help you understand the different types of insurances that are relevant to your unique circumstances and work out how you can protect you and your family with suitable levels of cover.

 

 

Wealth Succession

A wealth succession plan means different things to different families. Our objective is to ensure what you’ve worked hard to create is tax and cost-effectively transferred to your next generation. You must know this part of your advice process should be planted from the start of your investing journey as anything after may be too late. 

 

Our succession planning team can lead the way with you, and we can incorporate a succession plan in your strategic advice solution where necessary.  

 

 

Estate Planning

A comprehensive estate plan is necessary when we think of the long term financial wellbeing of a family. We will work with you and our nominated estate planning specialist to come up with the right estate planning solutions tailored to your family. 

 

Our estate planning services include helping structure your Wills, setting up Enduring Power(s) of Attorney, Guardianship Arrangements, and Trust Structures such as testamentary trust. Restructuring superannuation investment and business succession planning also form part of our estate planning service. 

 

An Estate Planning process usually begins at the latter stage of your advice process and must be reviewed after its implementation when there is a change in personal circumstances. 

Just like you, we contribute to superannuation. The difference is we’ve done everything necessary to ensure we are making the most out of our retirement savings using the right strategies and structures. Our experiences demonstrate we know what works well for us and our clients. Our objective is to continue utilising these solutions, expanding and applying them in situations and disciplines where they fit. We understand investors have different goals and we don’t make the mistake of thinking there is a single answer for everyone. As such, our team of advisers look forward to finding out how we can help you with your superannuation and retirement planning advice.

 

 

Planning

When seeking superannuation or retirement planning advice we understand some ideas, approaches or even processes can be great for certain situations – what we want to know is what’s truly important to you so we can help you tackle those with advice and strategies. 

 

 

Super Advice

We want our clients to be well informed about all available options they could utilise for investing their retirement savings. Superannuation investing is not limited to a retail or industry fund. There is also the option to utilise a Separately Managed Account (SMA) or a Self-Managed Superannuation Fund (SMSF) and others for super investing. All available structures have different merits and we want to understand what is important to you before making a recommendation on what can best fit you. 

With the impact COVID-19 has had on the economy, we are seeing new investors coming to us about wanting to manage the downside risk of their retirement savings. This is something we can advise you on and your wealth adviser will focus on streamlining your available resources and integrating them into your long term wealth plan. Its implementation and ongoing management are operated in a manner that can improve your investment decisions, investment risk management, tax efficiency, and future sale or transfer of wealth to your beneficiaries. 

 

 

Retirement
Planning

A highly effective strategy in getting things done for retirement planners is figuring out their passive income targets, current assets (including combined super balances) to debt position, current income, and to understand how they perceive their retirement. Our advisers can always work out your preservation age, Centrelink eligibility, and the other key factors. 

 

Retirement planners must be made aware from the onset whether they have a good shot of achieving their passive income target. Where there is a possibility, our advisers will let you know the level of risk required to get you there and the vehicles, and the assets you
may need to utilise. Where it may be unlikely, we need to state your options and prepare you to make the necessary lifestyle adjustments, and other concessions to save time and money. 
 


What will ultimately influence your outcome is your set goals and mindset. We will always provide you with the facts to help shape your attitude and perspective about your current situation and also your retirement. We only have to be careful you’re well-guided in making the right financial and lifestyle decisions henceforth. 

 

 

Investment
Management

We are unique in our approach to investment management as we provide our investors with extensive opportunities to be investing in all the major asset classes of their choice. These include fixed interest, equities, and property-based investments. Based on your level of comfort, we can be investing directly into these assets or through an SMA or MIS structure or a managed fund. 

 

Owning our financial services license has lifted all the restrictions most advice and wealth management firms face. You are well-placed to pick and choose from our spread of offerings , affording you the peace of mind and comfort in knowing and understanding what you’re doing , why you’re doing it and the direction we’re taking you.  

 

 

Tax Management

As your advisers, we want to emphasise we’re not against paying taxes. What we are against is seeing investors either doing nothing or using the wrong structures and paying more in taxation than necessary.

 

Tax savings can form a significant part of your wealth accumulation process. We are committed to using the right strategies and structures in helping clients and investors cut out the inefficiencies across all aspects of their finances.

 

 

Insurance

Insurance planning is an integral part of a family’s wealth creation/management process. Investing is an art that requires taking on risks deemed reasonable by the investor for a potential upside return. Risk can be loans, interest rates, currency risk, age, inflation, employment situation, market risk, timing risk, and others.  

 

If you’re taking on some level of investment risk, it’s only right to ensure you’re protected. 

How our risk specialist can protect you and your family is by ensuring you have in place the right levels of personal protection insurance covers. We can guide you through the four main types of insurances and how they may apply to your set circumstances. Our objective is to help protect you and your family in any event that can significantly impact the health and wellbeing of the key-person(s) linked to the investment program. 

 

 

Wealth Succession

A wealth succession plan means different things to different families. Our objective is to ensure what you’ve worked hard to create is tax and cost-effectively transferred to your next generation. You must know this part of your advice process should be planted from the start of your investing journey as anything after may be too late. 

 

Our succession planning team can lead the way with you, and we can incorporate a succession plan in your strategic advice solution where necessary.  

 

 

Estate Planning

A comprehensive estate plan is necessary when we think of the long term financial wellbeing of a family. We will work with you and our nominated estate planning specialist to come up with the right estate planning solutions tailored to your family. 

 

Our estate planning services include helping structure your Wills, setting up Enduring Power(s) of Attorney, Guardianship Arrangements, and Trust Structures such as testamentary trust. Restructuring superannuation investment and business succession planning also form part of our estate planning service. 

 

An Estate Planning process usually begins at the latter stage of your advice process and must be reviewed after its implementation when there is a change in personal circumstances.

As at March 2019, there were nearly 600,000 SMSFs in Australia, with combined total members of 1,129,542. As at 30 June 2017, SMSFs make up 30% of the entire $2.3 trillion total superannuation assets or $697 billion in assets.

So if you’re thinking of SMSF, our SMSF specialist advisers can guide you through the process. We have an extensive SMSF client base, and we can help you with tailored SMSF advice and investment solutions. We offer a full array of SMSF wealth advisory services encompassing asset allocation, acquiring a business or practice through an SMSF, SMSF property advice, and the administration of the vehicle to meet your trustee duties. For an objective assessment, refer to the ATO’s publication on SMSF about the SMSF segment, total SMSF assets, and where its members are investing from the below links:

‘SMSF Segment Overview’

‘Self-managed super fund quarterly statistical report – March 2019’

Whether you’re a sole business owner or involved in a family business, there is an exceptionally good reason why you get up and do what you do each day and every day. Our services for business owners are focused on connecting you to all you love and working out how that part of your time or resources that can be turned into wealth.  

So if the objective is to ensure you are creating investment assets for providing for your family now and in your future retirement, we will show you how to continue making your situation even better. Our specialist advisers can help you balance those objectives with solutions to benefit your business, yourself, and family. 

If the objective is to sell a successful small business and assess your eligibility for the small business entity concession, our specialist advisers can guide you through that process. We provide specialist advice solutions for business owners in areas such as tax planning, insurance, superannuation, investing, and wealth management.

We offer financial services advice and support for people who have suffered an injury and are scheduled to receive some sort of payout or compensation. In such a critical time, an individual may have to go through lifestyle adjustments, home modifications, sale of assets, and other activities that we believe a simple hand-holding process from a specialist adviser could help make the process easier for them. 

Our team of advisers looks forward to finding out how we can help improve your situation. We can help you figure out what to do, and if there is the possibility to help secure your future with proven wealth creation strategies, we will gladly assist. We will provide you with a long term wealth plan and ensure the management of your ongoing cash flow, medical expenses, asset restructuring, and retirement savings. 

We provide specialist advice solutions in areas such as insurance, investing, and wealth management, and you could use some help.

Families investing

Mortgage Advice

Medical Professionals

Financial advice for medical professionals

Business Owners

Business Owners

Retirement Planners

Retirement Planners

Specialist Financial & Wealth Management Advice​

 

Our professional services apply unparalleled experience and knowledge across multiple financial services disciplines, markets, and products to provide the best advisory and development support to help our advisers elevate themselves and their services to their clients. Together we’re providing the confidence and peace of mind you seek from a licensee and a wealth management firm.

Retirement planning

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Adviser support services

Message from ANIG WM’s Head of Compliance & Advisers Support Team

 

Our dedicated team has extensive experience providing financial advisory and wealth management solutions to retail and wholesale clients in all aspects of financial services. We have worked in all aspects in financial services as Financial Planners and Advisers, Wealth Managers, Responsible Managers, Compliance Managers, Head of Advice, Head of Paraplanning, Remediation Specialists, and other consulting support capacities. In advice, compliance, and strategic wealth management professional services, we bring abundant talent and support to the table.

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