The ANIG Wealth Management SMSF and investment solutions are designed for retail clients with a minimum or combined superannuation balance of $200,000.
Whilst we have high net worth investors, we can attest to the fact that SMSFs are not only for the ultra-wealthy investor. An individual or a couple with a minimum or combined superannuation balance of $200,000 can equally benefit from the SMSF investment vehicle with the right investment advice and strategies.
For government guidance, you should start and refer to the provided 36 page introduction article by the ATO for ‘Running a self-managed super fund’.
Have a 5-minute zero cost conversation with us, explore and discuss your situation and we can let you know if this is something you could implement or be pointed to the right direction and alternative offerings.
SMSFs are often used by investors looking for flexible and unlimited investment options. They are for investors wanting their investment preferences considered and included in their superannuation investment decisions. Most investors employ the services of a qualified SMSF financial adviser to assist. They do so knowing their set goals and objectives will be considered which is a service ANIG WM can provide investors.
If you have been thinking of taking ownership of your superannuation savings and having a say in the how, where and the type of assets your funds get invested in then an SMSF may be a tool to consider.
You can be investing directly in almost all assets. This includes but is not limited to assets such as listed and unlisted shares, ETSs, Managed Funds as well as residential and commercial properties.
It is important to stress here that advice from a qualified financial adviser is required to initiate the process and ANIG can offer you this service. There are several benefits for investing directly with an SMSF, some of which include the tax benefits and unlimited investment options.
An investor can set up an SMSF alone without any other party. However, an SMSF can have up to four (4) members. This implies that up to four individuals or a family can put together their super fund and utilise a SMSF as an investment vehicle to help fund their retirement.
Yes, you will receive ongoing advice and support services in administering your self-managed super fund (SMSF).
ANIG WM provides full-service assistance to new SMSF trustees with their education about the SMSF vehicle and also the establishment of a new SMSF. Most importantly, we guide clients through their administrative duties, their documentation and processing of financial information, annual audit and the preparation and lodgement of the SMSF tax returns with the ATO.
By default, an SMSF does not come with insurance coverage. However, you are required to consider insurance advice with your SMSF. ANIG WM provides insurance service advice to SMSF clients, ensuring you are meeting your trustee obligations.
You know how it works leaving your retirement savings in the hands of the super fund providers to manage and make investment decisions on your behalf. Similarly, investors who choose to establish their own SMSF need to understand the risks, time, resources and compliance obligations associated with setting up and running an SMSF.
Unlike the traditional retail or industry superannuation fund, SMSF trustees are ultimately responsible for the operation of their fund and that is an important role that carries certain duties and responsibilities.
The ANIG WM SMSF advice solutions are catered for such retail investors in meeting their trustee duties and obligations. The process can be educational, interactive or as passive as in the case of how you are currently running your super fund. The choice is in your hands.
There are times where redrawing from home equity and injecting the capital in the form of a non-concessional contribution (NCC) to super can be appropriate. However, the downside to this strategy is that the capital injected into super is to serve for investment purposes, the interest on the loan amount drawn from your home and contributed into super will not be tax-deductible at your marginal tax rate. As such, cash flow becomes very critical to this strategy.
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