About FHOG

First Home Owner Grant (FHOG) scheme is a one-off national scheme provided by state and territories
governments for first time home buyers to help subsidise some of their cost on buying or building a home. As an experienced financial advisor group, we can provide advice and guidance in regards to using your First Home Owner Grant.

The FHOG includes a combination of benefits of up to $15,000 for FHOG, no-to-discounted stamp duty on properties costing between $500,000 – $750,000, HomeBuilder scheme and other benefits that are dependent on the state or territory you are looking to purchase your first home. There may be other concessions and eligibility criteria you may be required to meet to qualify for the scheme. For more
information see the Government’s First Home Owner’s Grant website. 


Who can apply?

To qualify as a first home buyer, you must be purchasing the first home you or your spouse have owned or co-owned in Australia, with some exceptions. 

You must also move into the property within 12 months, and live there for at least six continuous months. 

You must be: 

> An Australian citizen or a permanent resident of Australia.

> At least 18 years old. 


How much in total are state governments giving first-home buyers to buy or build new? 


The below video is an explanation of how the FHOG works in WA.

NSW – $35,000

VIC – up to $45,000

QLD – $40,000

WA – $55,000

ACT – $25,000

TAS – $45,000

 SA – $40,000

 NT – up to $55,000